8 Jan 2014

Growth vs Value in 2013

Looking back at the year that was in 2013, one of the most interesting questions in my opinion is which style won: growth or value?  Before answering the question, let’s take a quick minute to discuss these two styles. In short, value is the tendency for cheap stocks to outperform expensive stocks.  Simple enough, right?  It sounds like something legendary investor Ben Graham or his prodigious student Warren Buffet might… Read More

7 Jan 2014

Ring in the New Year Right

I want to take a day off from looking back at 2013 and forward at 2014, but don’t worry, there is much more in store for you in the coming days.  Today, I want to share with you one of my New Year’s Day rituals.   Credit Review First, I visit www.myfico.com and get my credit report from all three agencies.  MyFico costs about $55 for all three and there… Read More

5 Jan 2014

Less Than Great Expectations

Markets were quiet Friday, partly because last week was the last time to pack in unused vacation days or make the most out of a the partial week. Add in a snowstorm in the northeast and not much happens. Friday was a day of Fed speeches, including Bernanke’s last as Fed Chairman.  Over the weekend, I watched Zero Dark Thirty, the dramatic account of the hunt for Osama bin Laden. … Read More

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17 Dec 2013

ALM Insights – December 2013

ALM Insights is focused on banks and other institutions that use their portfolio to manage risk on both sides of their balance sheet. It takes an in-depth look at securities investment strategies, balance sheet and asset/liability strategies, regulatory topics and general economic information. To view this issue, click the image below. In This Issue: 2013 Bond Performance Review Economic Analysis – Taper Time ALM Model Year End Checkup

25 Sep 2013

ALM Insights – September 2013

ALM Insights is focused on banks and other institutions that use their portfolio to manage risk on both sides of their balance sheet. It takes an in-depth look at securities investment strategies, balance sheet and asset/liability strategies, regulatory topics and general economic information. To view this issue, click the image below. In This Issue: Liquidity as a Risk Factor Bond of the Day – Mortgage Backed Securities Economic Update –… Read More

27 Jun 2013

ALM Insights – June 2013

ALM Insights is focused on banks and other institutions that use their portfolio to manage risk on both sides of their balance sheet. It takes an in-depth look at securities investment strategies, balance sheet and asset/liability strategies, regulatory topics and general economic information. To view this issue, click the image below. In This Issue: The Risk of Concentration Economic Update – We Want More, We Want More Unruly Interest Rates

21 Mar 2013

ALM Insights – March 2013

ALM Insights is focused on banks and other institutions that use their portfolio to manage risk on both sides of their balance sheet. It takes an in-depth look at securities investment strategies, balance sheet and asset/liability strategies, regulatory topics and general economic information. To view this issue, click the image below. In This Issue: The Role of Portfolio Construction Bond of the Day – Credit Securities Economic Update – The… Read More

13 Dec 2012

ALM Insights – December 2012

ALM Insights is focused on banks and other institutions that use their portfolio to manage risk on both sides of their balance sheet. It takes an in-depth look at securities investment strategies, balance sheet and asset/liability strategies, regulatory topics and general economic information. To view this issue, click the image below. In This Issue: Value in Issuing Callable CDs Dodd Frank – Credit Guidelines Economic Update – Enough Already! Basel… Read More