Did you know that if you don’t stay in contact with your financial institution, you can “lose” your money? Where does it go? To the state in which you last lived, as far as the financial institution is aware. That state holds it as Unclaimed Property. They would really like people to come claim it, and ideally, spend it, putting it back into the economy. How do I find out… Read More
We are pleased to provide a digital copy of Portfolio Insights, our quarterly newsletter. Table of Contents: Stock Market Summary Bond Market Review Assessing the Oil Shock Impact Inside the Economy Protecting the Mission The Big Picture Click here to read the issue: Q1 2026 Portfolio Insights
You might have heard that you need to keep your money in your retirement accounts until you are 59½ in order to avoid the 10% early withdrawal penalty tax, but did you know that if your money is in a work retirement plan, like a 401(k), you can take it out earlier and still avoid the penalty? Exception to the rule To quote directly from the IRS website explaining this exception to… Read More
A question has come up repeatedly over the past month, as markets reacted to the war in Iran and the associated spike in oil prices. The expectation, rooted in decades of experience, is straightforward: stocks fall, and defensive assets should step in to cushion the blow. This time, it didn’t work that way. Global stocks fell by -6.1 percent, as expected. The S&P 500 fell a little less, -5.0 percent…. Read More
I was happy to be a resource for Sara O’Brien of CNBC for the article “Older Americans planning to downsize should brace for sticker shock” which highlights the surprises that retirees can face when downsizing. We had a great discussion about the types of expenses people often forget, the types of housing I see clients gravitate toward, and if the cost of the square footage downsized home is dollar downsized as… Read More
You probably already know you need to monitor your investment portfolio and update it periodically. Even if you’ve chosen an asset allocation, market forces may quickly begin to tweak it. For example, if stock prices go up, you may eventually find yourself with a greater percentage of stocks in your portfolio than you want, and therefore a more aggressive portfolio than you originally intended. If the market corrects, your portfolio… Read More
