Pages About FAQs Fiduciary Firm Facts Milestones Mission & Values ADV Part 2 ADV Part 3/Form CRS Approach Acropolis Financial Forecaster Investment Principles Our Philosophy Why Acropolis Contact Disclaimer Financial Literacy Quiz Financial Literacy Quiz Results Home Insights Newsletters People Privacy Policy Services Bank Services Group Business Transition Institutional Private Client Retirement Plans Sitemap Terms of Use Thank You Thank You Thank You Thank You! Posts by category Category: Acropolis In the News Participant Insights 2Q 2019 Participant Insights 3Q 2016 2Q 2016 Participant Insights Financial Times Recognizes Acropolis St. Louis Business Journal Recognizes Dannelle Ward Financial Advisor Magazine Highlights Acropolis 401(k)s Financial Times Top 300 RIAs Includes Acropolis Category: ALM Insights The Year So Far Tax Reform’s Impact on the Value of Muni’s The Curve is Falling… The Curve is Falling! Forecasting Expected Returns The End of LIBOR What About The Bonds? Inflation On The Horizon Liquidity When You Need It A Cloud on the Horizon Yield Curve Swiftly Shifting Want to Make a Bet? Does The Fed Control Interest Rates? ALM Insights – January 2016 ALM Insights – September 2015 ALM Insights – June 2015 ALM Insights – March 2015 Finally, A Regulation You Can Opt-Out Of ALM Insights – December 2014 What if You Called The Bond Market Perfectly? Why Aren’t Interest Rates Higher? ALM Insights – September 2014 ALM Insights – June 2014 ALM Insights – March 2014 ALM Insights – December 2013 ALM Insights – September 2013 ALM Insights – June 2013 ALM Insights – March 2013 ALM Insights – December 2012 Category: Daily Insights The Market Has Bad Breadth Debt Ceiling Crisis in Perspective America & the PIIGS Stock Buybacks: Finding Common Ground Amid Controversy How to Avoid Disaster ChatGPT Did Not Write This Insight The March Towards Exchange-Traded Funds Successful Trading at Acropolis Cash Matters Banking Crisis: Swiss Edition Silicon Valley Bank: Something Broke Silicon Valley Bank: Something Broke Silicon Valley Bank Betting with Jim Cramer. Or Against Him Considering Inflation Protected Bonds (Again) New Rules Could Mean New Strategies Acropolis Clients Market View Acropolis Investor Social Day Acropolis Invest Social Preview #2 Acropolis Investor Social Preview #1 Let Private Investments Stay Secret The Risk of Stagflation Feeling Custodial Joy Good News for Stocks & Bonds (Less so, for Crypto) We Planned For This When Recessions End Low Volatility Investor Expectations Returns: Before, During and After Recessions Fed Indirectly Signals Recession Core Inflation Knocks Market It’s Good to be the Queen or King, Financially Speaking Happy Anniversary – Acropolis Turns 20! The Word From Jackson Hole Fed Tightening and Stocks Warren Buffet Patriots for a Weaker Dollar Looking at Inflation, Backwards and Forwards Looking at Inflation, Backwards and Forwards Value’s Long and Winding Road Visualizing the Supply Chain The Chance of Recession And Now: Some Good News Inflation: A Deep Dive The Second-Most Important Element of Retirement Planning A Look at Bear Markets, Part II A Look at Bear Markets Pricing Lessons from Private Investments The Week When Not Much Happened? Ben Franklin on Volatility Now Showing on Netflix: A Cautionary Tale Socially Responsible Investing Economists Estimate the Probability of Recession Stagflation & Misery Visualizing Market Losses Today The High Cost of Hedging Russian Exposure in Your Portfolio The Market Response to Russian Invasion of Ukraine Another Bond Market View of the Economy Looking Forward, Value is Easier to Own The S&P 500: An Increasingly Concentrated Bet Market Froth Turning Flat Big Bets Prove Costly Interest Rates & Tech Stocks The Fed’s Policy Pivot: Higher Rates Ahead The S&P 500 Doubled in Three Years. Now What? Alternatives are Tough Illustrating Inflation Omicron Variant Strikes Markets Inflation Runs Hot Finally: Dow 36,000 The Trouble with Tesla I Finally Bought Bitcoin Before You Invest in Alternatives Is China’s Evergrande Our Lehman Brothers? Inflation and the Price of Milk What Kills a Bond Portfolio The Fed and the Long Term Emerging Markets Submerge of Late How Many Stocks is Too Many? When You Think One Thing, Think Again Happy Birthday America! Federal Reserve Changes its Tune Drawdowns in Retirement, Part Deux Drawdowns in Retirement Betting Big on the Future Inflation Data Spooks Market Our Yale Education; Remembering David Swenson Biden’s Tax Proposal Derivatives in Your Portfolio Down the Data Rabbit Hole Having it all with Buffer Funds? Roth 401k Considerations Sensational Small-Caps Investing for Inflation Worried About Inflation? Acropolis Trading Results Where the Economy Stands Now Modern Robin Hood is No Hero The GameStops Here What the SPAC? The Hottest Funds of 2020 Special Election Coverage! Yield Curve Control Economic Growth Expectations Worried About Inflation? Since the Great Depression A Look at Unemployment Rates Nothing Can Stop America 6 Things To Do (plus one bonus) If You’ve Finished Netflix Economy Contracts, Stocks Surge. Surprised? Financial Conditions Easing Stocks or Bonds in a Recession? Chance of Recession: 100 Percent Dodging Commodities Oil Gets Weird Unemployment Today Junk Bonds in Today’s Market Corporate Bonds in Today’s Market Coronavirus & Earnings Season Markets Stabilizing, but Still Turbulent A Breath of Fresh Air COVID-19 and Acropolis From Inside Acropolis Markets Testing Your Mettle We Planned for This NEW! 2020 Retirement Plan Contribution Limits Trade Troubles Acropolis Has Moved! Is Warren Buffett Worried? The Secret to Yale’s Success Why Hire a Financial Advisor? The Most Powerful Man in the World? The Most Powerful Man in the World Risk & Volatility Calling Dr. Draghi, Dr. Mario Draghi Stretching Your Dollars, Here and Abroad When Warren Buffett Speaks, I Listen Why Bother with International Stocks? Lessons From the Shutdown Is the Market Rigged? Mr. Market Evaluates Macro Data Ba Humbug! What’s Driving the Market Lower? Yield Curve Inversion: What It Means for Investors As The World Turns, Sometimes Quickly The Market to the Fed: We’ve Got Three Big Questions Stocks Enter Correction Interest Rates and Equities: A Selloff Explained What Ever Happened to Bitcoin, Anyway? Remembering Lehman Brothers: What Have We Learned? How Much Will Retirement Cost? The WSJ May be Wrong Just How Rich Are You? Performance Like You’ve Never Seen Turkey: Contained or Contagion? More Tax Cuts to Come? Trade Wars and Interest Rates Whither Value? Ask Warren Buffett What’s Your China Exposure Amid the Trade Skirmish? Bond Yields: Still Crazy After All These Years What Happened to International Stocks? Changes are Coming to the S&P 500 Don’t Get Greedy! Why Aren’t Stocks Higher? Unemployment at 20-Year Lows; Time to Buy? Cheap Rates Retelling the Story of Concentration Risk $1 Billion Tax Bill Tariffs, Profits and Global Growth Big Data, Artificial Intelligence and Machine Learning A Look at Tariffs and Trade Wars Busting Another Wall Street Myth Hollywood Goes to Wall Street Who is Jay Powell? The Dip Was Bought Stock Market Correction: The Early Autopsy Market Summary: Extended Analysis What the Heck Just Happened? The Market’s Next Phase New Tax Law, New Tax Strategies Recession Risk in 2018 is Greater Than You Think My Prediction for 2018 The Tax Overhaul Details (In English) Efficient Markets Fact and Fiction The Crazy Thing? Stocks Could Go Much Higher The Bucket Approach The Canary in the Bond Market? The Fault in our Stars How the Fed Could Change Trump’s Tax Principles Changes to the Missouri Most 529 Plan The Equifax Breach: What to do Now Cliff Asness Says, Fire Your Mechanic New and Improved: The Shiller PE Ratio What the Hell is Bitcoin, Anyway? Is Volatility Too High? Goldilocks Says it’s Just Right Getting to Know Your Volatility Could the Inherited IRA Be Eliminated? The Most Remarkable Investor that You’ve Never Heard Of Retirement Spending Rules of Thumb It’s Not an Index Fund Buying China Bond Market Views on Growth and Inflation Today Quants and the Media Watching for Traps, Growth & Value Woodstock for Capitalists Remembering Dan Esser The Fed’s Next Move Markets are Quiet, Enjoy Them for Now A Long View of Non US Stocks A Fund Struggles and I Can’t Look Away Meet the Fed’s FOMC How to Think About the Market’s Valuation The Words of Warren Buffett The High Cost of Healthcare for Retirees What is a Border Adjustment Tax? A Quote to Consider from Sir John Templeton 2017 Forecasts: Part V 2017 Forecasts: Part IV 2017 Forecasts: Part III 2017 Forecasts: Part II 2017 Forecast: Part 1 I am a Capitalist How Long is the Long Term? 2017 Wall Street Forecasts Bond Market Fascinations: An Interview Dow 20,000 Occasionally, the Unlikely Happens Taxes: A Hint of What’s to Come Bond Rally and Rout to Nowhere Trump and the Reflation Trade Small Cap Surge Continues Mr. Trump Meets Mr. Market What the Election Means for Your Portfolio Equity Risk Dominates Your Portfolio Prerequisites for Alternative Investments Buffett’s Wild Ride Two Lessons from the Third Quarter Is the Grass Greener in Private Equity? Is Inflation Creeping Back? The End of Summer Break Lower For Longer: The View from Tokyo Yellen Speaks, Market Yawns Dow Falls 1,000 (One Year Later) Investors Behaving Badly Allocating to Risky Assets Awaiting a Positive Economic Shock The Peril of Company Stock Fed Seems Hawkish to Media, Not Markets Modest Results for Public Pensions A Silly but True Market Anomaly Turkey’s Failed Coup and Your Portfolio Is Helicopter Money Coming to Japan? Earnings Season is Upon Us Currency Hedging after Brexit Employment Rebounds, Lifting Markets Negative Swiss Yields Get Even Crazier Why Did Stocks and Bonds Gain Last Week? The Market Hates Uncertainty Mr. Market Trades the Brexit EU Article 50 Currency Prices are Efficient Too (and sometimes wrong) Friday Could Have Been Worse Britain to Leave EU: Keep Calm and Carry On REITs: An Asset Class or Just Another Sector? Bullard’s Errant Dot Matches Market Bond Market Continues to Surprise Small Caps Simultaneously Over- and Under-Perform Lessons from Lawn Care Know A Banker? Love a Banker? Fed Minutes Suggest Markets May Wrong PIMCO Shows that Discipline Can Pay Off Buffett Considers 2nd Tech Investment Forced Sales are Fire Sales Do Behavioral Biases Matter? Is Acropolis Contrarian? Mindfulness Meditation in Montreal 1st Quarter GDP: Another Stinker Fed Stands Pat For Now Corporate Bond Risks and Returns in the News Tubman Unseats Jackson, Saves Hamilton Tax Trivia to Ease the Pain Yale Bets Big Overseas Watching Your Fellow Shareholders Healthy Aging: Building Your Social Network Welcome, Broker-Dealers. Seriously. Yield Curve Madness Capital Markets in Perspective The Real Unemployment Rate When to Head for the Exits Over-Promising and Under-Delivering Healthy Aging: Why Put Family First Brexit Basics Healthy Aging: The Challenge of Leisure Active Funds Still Struggle King of Wall Street Remembered Naming Names on Broker Misconduct Employment Data Supports Stocks Performance Transparency The Inside Story on Trading Costs Applied Investment Rigor Is Value Investing Dead? Another Year of the Bump An Unusual Energy IPO Time and Transparency Fed Policy: From ZIRP to NIRP? Predictions are Really, Really Hard Why This Isn’t Another 2008 Interest Rates in Perspective As Expected, Fed Stands Pat Drawdowns Part Deux Drawdowns Help Visualize Losses Stock Losses Take a Breather Stocks Post Amazing Late Day Rally Stock Prices are Lower. Are They Cheap? Does the Stock Market Selloff Make Sense? Insight: Fed’s Backing Down Insight: More Bears are Growling Insight: David Bowie, Finance Wizard? Earnings Season is Upon Us China Rocks Markets Oil Prices Drop on Middle East Tension? Stocks End Year with a Whimper Market Forecasts Part 2 Market Forecasts Part 1 Oil and Energy Stocks Treasury Bills Beat Oil 30 Years On Analyzing Air Force Bombers Fed Euphoria Fades The Fed Awakens Finally, Fed Day is Today Junk Bond Selloff Continues S&P 500 Turns Negative for Year Trouble in Junk Bonds When Trends Reverse Stocks Pop on Unemployment Data Mario Draghi Taketh Away Stocks Reverse Solid Gains (Exactly) A Good Way to Give Back Performance Fees Get Exposure A Free Lunch for Thanksgiving Possible Law Changes Beyond File and Suspend Injured Unicorns Spotted in Silicon Valley What Retirees (and Pre-Retirees) Worry About A Big Bet on Emerging Markets We Stand with France Navigating Bond Market Holidays When Hedge Funds Come and Play Jobs Report Gives Fed Ammunition New Data Helps Planning for College Interest Rates May Head Higher Value Stocks Don’t Party Like it’s 1999 Rocktober in Three Charts New Budget Curtails Social Security Maximization Strategies Fed Wake Up Call: December is on the Table Efficient Markets: Fact and Fiction Jack Bogle Doesn’t ‘Do” International Investing Profits Are Falling (Again) I’ve Got an Embarrassing Admission Deflation in Switzerland The Right Time Horizon for Stocks Visualizing Stock Returns Who is to Blame for the August Market Selloff? Today’s Ugly Duckling is Tomorrow’s Swan Bond Traders Know Best Active or Passive? Yes, Exactly. Best Cities to Retire What If I was Japanese? Some Bonds Fall as Stocks Falter Can One Stock Foil the Market? The Possible Impact of a Housing Slowdown in China What Investors are Anxious About Don’t Worry, Be Happy and Live Longer Bonds Funds at 84 Cents on the Dollar Now That’s What They Call Dovish Puzzling Hedge Fund Returns The Secret Sauce Behind Value and Momentum A New Fed Plot Twist? St Louis Stocks Shine Debt Ceiling, Here We Come (Again) California Pension Funds Intriguing Duel Oil as an Inflation Hedge The Chart That Made Me Laugh Out Loud Downside Protection That Doesn’t Protect Deconstructing the Dow Jones Industrial Average Stocks and the Real Economy When Trading Goes Haywire Are Stocks Cheap Now? The Biggest Implication of the Market Stress Dealing with the Market Rout This is Investing, So Stick With It Emerging Market Currencies Roil Stocks Pull the Trigger Already High Yielding Asset Classes The Outlook for Stock Returns What Success Looks Like Wincing at US Market Valuations The Chinese are Nervous Buffett Bags an Elephant The Secret to Stock Buyback Returns Greek Stocks Fall 16% in One Day; Markets Still Efficient Lower Oil and Earnings: A Tough Combo Acropolis Dodged a Bullet Get Out Your Smelling Salts: The Fed Speaks When the Index is Wrong Bear Markets in Oil and Energy Diversification in Today’s Market When Bubbles Burst: China Edition How Investors See the Greek Problem in Two Charts Greece to Creditors: Heck NO Doing Well by Doing Good Markets Respond Reasonably Well to Greek News The Situation in Greece Intensifies The State of Housing in Three Charts The Sun is Shining on Small Cap Stocks Maximizing Social Security Save Alexander Hamilton A Strategy for Stock Sectors A Wall Street Creation Working FOR Investors The IMF in the Spotlight What Drives Long Run Economic Growth? How to Tell Emerging from Developed Markets The Law of Unintended Consequences Is It Too Late to Sell in May and Go Away? The Right Time Horizon for Stocks Interest Rates Rising How Stocks Have Stayed Higher Emerging Powerhouse Where is GDP Headed? ETF Deathwatch Finding the Best Ratio to Value Stocks Advice for Graduates: Buy Stocks Quality Investments Over Quantity Investments Dow 36,000 Nobody Knows Nothin’ The Trouble with Hedge Funds Another Wall Street Soap Opera Unconstrained funds and Uncontained funds Celebrating Short-Sellers Estimating the All-In Costs Those Brits Know Investing American Stocks and Cities Twitter is the Perfect Growth Story Attention Gold Bugs: Don’t Worry, Be Happy Flash Crash Surprise, Five Years Later New Thoughts on the Active Passive Debate China’s Red Hot Market A Real Greek Tragedy Momentum: A Moving Body in Motion Finding True Diversification in Alternatives Wither Emerging Markets? Behavior Beats Strategy A Value Investing Primer Old Advice, as Valuable as Ever To Hedge or Not to Hedge Money for Nothing: Negative Yields Are Markets Getting More Volatile? A Small Cap Primer A Test Too Tough Equal Weight: Something New Under the Sun? Cat Bonds: Profiting from Tranquility Beat the Market in Bonds Warren Buffett’s Special Access It’s Tax Time (for Suckers) And the Yields Keep Tumbling Down Fund Manager Beats Market for 40 Years The Fed’s New Drug of Choice Women and Investing What Corporate Bond Yields are Telling Us Currencies and Candy A Bear Market Strategy It’s Good News that Good News is Bad News Another New Normal? Vanguard Changes Course Another Internal Market Correction NASDAQ: Party Like It’s 1999 Buffett Speaks, Acropolis Listens Trading to Win The Euro: Making Calls and Taking Falls Negative Yields: It’s a Crazy Mixed Up World Mutual Funds: Decisions, Decisions.. Fun With Discount Rates Black Box Investing The Wrong Kind of Diversification New Data for the Fed to Chew On Investing Made Simple Smart Money Kids The Peril of Being Different Inside the Belly of the Yield Curve The Vastness of the Emerging Markets Those Clever Institutional Investors Expected Returns for Stocks Size Matters, If You Control Your Junk Currency Traders Beware When a Strategy Stumbles The ECB Strikes Back Burgernomics Are New Taxes Coming? CalPERS Scales Back Private Equity Central Bank Shocker How High Should Interest Rates Go? Two Questions for Bond Investors Mind Blowing Sector Returns Labor Market Improving, More Needed Inflation Expectations in 2015 The Specter of Deflation As January Goes, So Goes the Year A Great Year for Bond Investors Economic Growth: Past, Present and Future Stocks Enjoyed Amazing Results in 2014 2015: The Year Ahead Insider Trading Made Easy Beating the Index Small Cap is Dead. Love Live Small Cap! The Allure of Market Timing Splitting Hairs with Janet Yellen New Dilemma at the Federal Reserve Bonds Surprise and Delight There’s A Sucker Born Every Minute: High Yield Products Portfolio Construction: Get Your Yellow Hard Hat On Tony Robbins: From Life Guru to Markets Master Index Funds Transform Investment Landscape Forecasting Oil Prices Jim Cramer Gets Burned in Lightening Round Perpetual Income We Are the World: Global Investing Using Donor Advised Funds A Surprisingly Efficient Market Investing at All-Time Highs Why Invest in Commodities? A Look Inside Superior Performance How to Get a $200 million IRA (no joke) Are Banks Safer? Japan is in Recession. When is it Not in Recession? S. Korea Has Outsized Impact on Emerging Indexes Warren Buffett Continues to Be Clever Should You Buy Long-Term Care Insurance? Finding Meaning in the Morningstar Star System WSJ: One Story, Two Bad Headlines Mano a Mano with Ben Bernanke The Perils of Non-Traded REITs GDP Treats Investors Federal Reserve Ends Quantitative Easing Anatomy of a Short Squeeze You Can Be a Stock Market Genius Choosing a Trustee Lower for Longer Finding Higher Yield Are Micro Caps Signaling a Bottom? Why Are Stocks Faltering? Treasury Bond Yield Tumbles Crude Oil Falls: A Tax Cut for Everyone Dirty Words of Finance CNBC Reports Markets in Treacherous Territory When The Fed Speaks, The Market Listens The Outlook for Inflation Taxes Sure Take a Bite Help Your Kids and Grandkids with a 529 Account Patience is a Virtue 3 Current Stock Market Observations My Experience with Alternative Investments Bill Gross, Meet Derek Jeter Canaries in a Coal Mine: Stocks Sell Off Retiree Spending Hedge Funds Flip-Flop When Academics Go Bananas Alibaba vs. Amazon ETF Deathwatch The Naked Truth About Actively Managed Mutual Funds Where Your Taxes Go Planning on a Long Life with Longevity Insurance Avoid This Catastrophic Loss It’s a Bird, It’s a Plane, It’s Smart Beta Value in the Modern World Markets React to Disappointing Jobs Data Why We Avoid Junk Bonds Supreme Court Weakens Inherited IRA Falling Dollar Fallout Want Value? Look Overseas at the Shiller PE Retire Your Mortgage or Retire With Your Mortgage? Diversification or Di-worse-ification? A New Milestone: S&P 500 Closes Above 2,000 The Unique Benefits of REITs Janet Yellen and the Ice Bucket Challenge The Bull Market That Won’t Die Mutual Fund Fees Matter Avoiding Risk Can Be Risky Not All Indexes Are Created Equal Classic Conflict of Interest Riots and Homeowners Insurance What Argentina’s Debt Default Means to You Official Market Forecast Update Pension Cuts Hedge Fund Investments Money Market Reform Visualizing Bond Returns Taxes Sure Take a Bite Money and Happiness Penny Stock Scams When Interest Rates Rise Fire Burn and Cauldron Bubble Unemployment Report Does’t Disappoint Getting Better After-Tax Returns Cash is Trash Labor Market Picks Up Cliff Asness Says: Fire Your Mechanic Do Hedge Funds Hedge? GDP Turns Negative Black Swans Bank Loan Risks Investors Keep Chasing Performance The State of Housing Treasury Bonds Mystery Dogs of the Dow IRA Rollover Rule Changes The Trouble with College Savings It’s Easy to Beat the Market The Truth About Global Growth PIMCOs Star System Goes Awry Are Small Caps Expensive? The Wisdom (and Madness) of Crowds The Market is Not Rigged Quarter End Wrap-Up Buybacks vs Dividends You Can’t Time the Bond Market Either Yellen Speaks and Moves Markets Daily Insight: The European Deflation Scare Which Stock Sector is Best? Five Years of Bull When to Take Social Security Benefits Acropolis vs the Yale Endowment New Investing Insight from Warren Buffet Ukrainian Unrest The Market is Over Valued. Now What? Bonds & Bond Ratings Who am I to Judge? Fed Tapers as Bernanke Departs Client Goals Trump Everything Emerging Markets Tail Wags Dog Time to Exit Emerging Markets? Acropolis vs Harvard Endowment How We Use Past Performance Morningstar’s Manager of the Year Bond Yields – Spread ’em December Jobs Data Disappoints Are You Liquid? Inflation Measurement or Manipulation? Growth vs Value in 2013 Ring in the New Year Right Less Than Great Expectations Category: Participant Insights Participant Insights 1Q 2019 Participant Insights 4Q 2018 Participant Insights 3Q 2018 Participant Insights 2Q 2018 Participant Insights 1Q 2018 Participant Insights 4Q 2017 Participant Insights 3Q 2017 Participant Insights 1Q 2017 Participant Insights 2Q 2016 Participant Insights 2Q 2017 Participant Insights 4Q 2016 1Q 2016 Participant Insights Participant Insights Q4 2015 Participant Insights 3Q 2015 Participant Insights 2Q 2015 Participant Insights 1Q 2015 Participant Insights: 2014 Q4 Category: PDF Library Category: Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights Portfolio Insights People Heather Burke Jennifer Orr Nathan Levinson Andrea Levinson Alex Umble Kelli Bump Miranda Hagar Andrea Lathrop Jessy Behrens Scott McKillip, CFP® Nathan Ward Mimi Rudolph Ched Wagner, CFP® Amanda Mertens Brad Combs, CFP®, CPA Michele Clark, CFP®, CRPC® Brian J Smith, CFP® Maria Wagner Matt Binder John McClelland, CFP® Lisa Sanfilippo, CPA Leslie Akers Bob Fleming Ryanne Harmann, QKA, QKC Cynthia McKillip, CFP® Kaley Pogrelis, CFP® Robert Schramm Mary Billman Amy Crews, QKA, QKC Debra Moran, QPA, QKC, QKA Seongpil Hong, CFA Minjung Son, CFA, CIPM Ryan Craft, CFA Marie Tustin, CFP® Lauren Kingsten, CFP® Stacie Brost, CPA Cliff Reynolds, CFA, CFP® Sakis Salas, CFP® Joe Kelley Gary Melchior, CFP® Michael Lissner, CFP®, CEPA Dannelle Ward, CFP® David Ott Chris Lissner
