…can say that the optimal portfolio didn’t turn out very well: large-cap value underperformed large-cap growth, and emerging markets underperformed all other major equity asset classes. But we didn’t have…
…structure our company as a Registered Investment Advisor and accept the accompanying fiduciary responsibility that requires us to put client’s interests first. We value our clients’ objectives. We often preach…
…risk reduction strategy. If you had to pick the one sector that was less risky than the overall index, would you have picked consumer staples? Maybe, but there’s a nine…
…that LTC insurance is expensive is right either. While it’s true that the cost of the policy can be high, most insurance companies (including Genworth) have found that they underpriced…
…making use of cheap prices to build strategic stockpiles. In Russia, which was already on shaky ground thanks to their incursions in the Ukraine, there’s a joke going around asking…
…that the world’s largest institutional investor is leaving private equity and hedge funds because the fees are too high and the products and strategies are too complex. Sound familiar? And,…
…to look past their account statements to feel the effect of the ongoing issues in Europe. Compared to the S&P 500 (US Large Cap) Developed International has underperformed badly over…
…estimates fell from 3.625 percent from 3.125 percent and for the ‘longer run, which saw estimates fall from 3.75 percent to 3.625 percent. So, we no longer have a word…
…two strategies into decades to see what they looked like. Ignoring costs and taxes (which is a lot to ignore), the Sell in May approach did win during the 1970s…
…life expectancy calculator from Met Life (found here) that asked a few basic health questions in addition to the general age and gender. (Now my wife’s life expectancy is only…
