12 May 2025

Graduation & Compounding

Many thanks to Ryan Craft for writing last week’s market summary. I couldn’t write last week at the last minute because my eldest child unexpectedly won an award from the English Department a day before graduation, and we had to change our travel plans. Graduation was so exciting – I couldn’t have been more proud. I’d been hoping for that day since before she was born, and within a month… Read More

By David Ott Tags: , , ,
11 Mar 2024

Understanding New Rules: 529 Plan to Roth IRA Conversions

I’ve said for some time that college planning is hard. I discovered this the hard way, through my own situation. Both of my daughters are in college now, and I started 529 accounts for each of them the year they were born. I got a little tax deduction and the benefit of tax-free growth. When my older daughter was a freshman in high school, I realized the problem: even though… Read More

By David Ott Tags: , , , , , , , ,