14 Jun 2021

Drawdowns in Retirement, Part Deux

Last week’s Insight about the risks associated with so-called bond alternatives with higher yields prompted a lot of feedback, which I always appreciate. Here’s the article in case you missed it. One curious reader asked a great question: what if we allocated some of the bond money to a few of these higher-yielding options? That was enough to send me down the rabbit hole, looking at all kinds of higher-yielding… Read More

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7 Jun 2021

Drawdowns in Retirement

This past week, I was meeting with a client and the discussion turned to the low yield bond environment. The client has a pretty common question – isn’t there something that yields more? The answer is yes, there are a lot of things that yield more than the investment-grade bond market. We could buy junk bonds, emerging markets bonds, or other questionable issuers. These kinds of bonds aren’t inherently bad,… Read More

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